Available equity
Use estimated net proceeds, not just your expected sale price, when planning the next purchase.
Jeff Lerwill
COORDINATE YOUR NEXT MOVE
Two transactions.One thoughtful plan.
Your current home and your next home are connected. Start with a plan for the money, the timing, and where you’ll live between the two.
Idaho real estate. People first.
Jeff helps coordinate the real estate decisions while your lender confirms financing options. The right sequence depends on your equity, flexibility, and comfort carrying costs, not a one-size-fits-all rule.
- Discuss both sides before committing to either.
- Identify timing pressure while there’s room to plan.
- Work through a backup if dates shift.
A PLAN YOU CAN FOLLOW
From the first question
to the next right step.
Start where you are. Work through the decisions together.
- 01
Map your starting point.
Review your current property, estimated sale proceeds, target areas, and ideal timing.
- 02
Talk through the financing.
Have a lender confirm what is possible before and after your sale. Understand any overlap in payments or need for sale proceeds.
- 03
Choose a sequence.
Compare selling first, buying first, or coordinating closings. Discuss contingencies and temporary housing where relevant.
- 04
Coordinate the details.
Track contract dates, possession, moving plans, and communication across the transactions. Keep a fallback for changes.
LOOK A LITTLE CLOSER
Questions worth answering early.
A little preparation can make the difference between a coordinated move and a rushed decision.
Monthly overlap
Ask what carrying both properties would cost and whether your lender permits the proposed arrangement.
Timing flexibility
Consider school, work, moving logistics, and any temporary place to stay.
Contract options
Discuss how sale contingencies, closing dates, and possession terms could support your plan. Their availability depends on the negotiation.
JEFF’S PREFERRED LENDER
The home search.
The financing. Together.
Jeff and Brandon work together to help you connect your home search with your financing plans. Bring them into the conversation early so the property, budget, and timing can be considered together.
YOUR LENDING CONTACT 
Brandon Maughan
Senior loan officer · Utah & Idaho
Have questions about getting started, comparing loan options, or financing your next home? Talk them through with Brandon.
Already working with a lender? Jeff is happy to coordinate with the lender you choose.
Should I sell before I buy?
It depends on financing, available cash, market conditions, and your tolerance for temporary housing or overlapping costs. Jeff and your lender can help compare the options.
Can both homes close on the same day?
It may be possible, but it requires coordination and a backup if funding or recording is delayed. Don’t assume the dates will align without a plan.
Can I stay in my current home after closing?
Only if a suitable possession arrangement is agreed upon. Discuss terms, responsibilities, and any lender or insurance constraints before relying on it.
COORDINATE YOUR NEXT MOVE
Your next step.
A conversation with Jeff.
Where is your current home, where would you like to go, and what timing would work best?
Talk with Jeff LerwillStart with what’s on your mind.